On the 29th, President Lee Jae-myung said regarding the relaxation of the income criteria for newlyweds' Home Loan, "The unreasonable loan policy, which was cited as a representative 'marriage penalty,' has now been corrected." On that day, President Lee posted on X (formerly Twitter ) 'Is getting married a loss? No longer is it,' expressing his remarks, emphasizing, "National policies must not make marriage a loss or become a barrier that makes people hesitate," and added, "We will thoroughly identify and correct unreasonable systems and practices in the daily lives of the people." Previously, the Korea Housing Finance Corporation (HF) announced that, as a follow-up measure to the August 13 real estate measures , even if a newlywed couple exceeds the combined income threshold, if one spouse's annual income is 70 million won, they will be able to use the Bogeumjari Loan if the annual income is below 70 million won. Currently, the combined income criteria for the Newlywed Couple's Bogeumjari Loan are: childless couples with 5 million won, one child with 90 million won, and two or more children with 100 million won. On the 19th of next month, From the new loan application onward, newlyweds exceeding this threshold can apply for the Bogeumjari Loan if one spouse's annual income is 70 million won or less. However, when applying the income per person income standard, the total debt-to-income ratio (DTI) is reviewed based on the applicant's income and debts, including the spouse's income, debts, and the number of houses owned by the couple. The eligible newlyweds are those who have been married within 7 years of the loan application date and are expected to marry within 3 months They are expected to get married. Will the 2030 generation, who have already turned around, come back just because of this???????
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